Blue Cross Blue Shield Accepted Drug RehabMaking the decision on treatment for drug or alcohol use often causes stress. When combined with the task of finding out what your insurance covers, it only compounds this anxiety. Although it is imperative to know your coverage and the details of your insurance plan, we can help. We handle your admission with patience, compassion, and care.

If you have Blue Cross Blue Shield insurance, here is more about Blue Cross Blue Shield accepted drug rehab.

What Types of Health Insurance Plans Does Blue Cross Blue Shield Offer?

Blue Cross Blue Shield offers a variety of health insurance plans, which include:

  • Bronze plans
  • Silver plans
  • Gold plans
  • Platinum plans

The type of plan you have depends on the choices you made when you signed up.

Here is more about each plan and its coverage:

Bronze plans are the most affordable of Blue Cross Blue Shield’s coverage. These carry the lowest deductible for in-network providers. For out-of-network providers, this plan does not usually provide coverage.

Silver plans are a step up from bronze plans. These carry a coinsurance percentage plus the deductible. Like the bronze plan, they do not usually provide coverage for providers out of the plan’s network.

Gold plans are one step down from platinum plans and cost more than the other two previous plans. Like the silver plan, these carry a coinsurance percentage plus the deductible. Yet, the coinsurance percentage is lower. And like the others, providers out of network are not part of the coverage.

Platinum plans are the highest form of BCBS’s insurance plans. In-network services will have either a copay per day (with a maximum amount) or a coinsurance percentage. Out-of-network is sometimes covered; however, it comes with a higher coinsurance percentage in addition to the deductible.

Does Blue Cross Blue Shield Cover Drug and Alcohol Detox?

According to their site, there is specific mention of drug and alcohol treatment. In an article titled “Blue Cross Blue Shield of Massachusetts Joins Nationwide Commitment to Improve Access To and Quality of Substance Abuse Treatment,” there are eight principles of care. These include:

  • Universal screening for substance use disorders across medical care settings.
  • Personalized diagnosis, assessment, and treatment planning.
  • Rapid access to appropriate substance use disorder care.
  • Engagement in continuing long-term outpatient care with monitoring and adjustments to treatment.
  • Concurrent, coordinated care for physical and mental illness.
  • Access to fully trained and accredited behavioral health professionals.
  • Access to FDA-approved medications.
  • Access to non-medical recovery support services.

Need More Information?

Call now to be connected with one of our friendly, helpful admissions specialists.

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What Are Some of the Benefits That Blue Cross Blue Shield Offers for Addiction Treatment?

As referenced in the 8 Principles of Care, these are their Shatterproof Substance Use Disorder Treatment Task Force guidelines.

  1. For routine screenings, the screening for substance abuse disorder should be as typical as a blood pressure test.
  2. Personalized patient care, as well as consideration for social, mental, and environmental needs.
  3. Fast access to treatment is crucial since addiction changes brain chemistry.
  4. There is not a specific length of time for recovery such as the common 28-day method. Instead, it depends on the patient and long-term outpatient care. This is a key component to recovery.
  5. Coordinated care is crucial, too. People with substance abuse disorder may also have other mental issues needing care and treatment.
  6. Legitimate providers should provide care; trained professionals to help individuals manage their disease and sustain recovery.
  7. Medication treatment should be available and the stigma around its use removed.
  8. There should be recovery support services beyond medical care. This includes support from the community, family members, and peers.

Will Blue Cross Blue Shield Pay for My Entire Stay for Detox and Recovery?

Blue Cross Blue Shield addresses this in its Principles of Care. Number four states:

Disease management, rather than 28 days. While inpatient treatment may be appropriate for some based on disease severity, this isn’t the best option for all. And it’s not enough for sustained success. Long-term outpatient care — similar to the management of other chronic diseases — is key to recovery.

How Do I Find Out If My Blue Cross Blue Shield Insurance Policy Includes Coverage for Drug Rehab and Drug and Alcohol Detox?

Hopefully, this article gave you insight on your Blue Cross Blue Shield insurance and whether it covers drug rehab and drug and alcohol detox. As you can see, there are parameters in place that allow for coverage. But one of the easiest ways to find out more is to talk to one of our admissions specialists.

Have your insurance information available when you call. We work directly with Blue Cross Blue Shield on your behalf. We find all the benefits you need based on your individual policy. And this usually takes less than an hour.

We understand that while you are working on your admission, having to deal with insurance can add to your stress. Trying to figure out what insurance covers and doesn’t cover can be overwhelming and frustrating. That is why we take the pressure off you and work with the insurance company for you. This usually takes less than an hour. Call Transformations Treatment Center at 800-270-4315 to get started. We’re a phone call away and help you with the admissions process so you can focus on your recovery.

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