If you have Blue Cross Blue Shield insurance, here is more about Blue Cross Blue Shield accepted drug rehab.
Making the decision on treatment for drug or alcohol use often causes stress. When combined with the task of finding out what your insurance covers, it only compounds this anxiety. Although it is imperative to know your coverage and the details of your insurance plan, we can help. We handle your admission with patience, compassion, and care.
If you have Blue Cross Blue Shield insurance, here is more about Blue Cross Blue Shield accepted drug rehab.
Blue Cross Blue Shield offers a variety of health insurance plans, which include:
The type of plan you have depends on the choices you made when you signed up.
Here is more about each plan and its coverage:
Bronze plans are the most affordable of Blue Cross Blue Shield’s coverage. These carry the lowest deductible for in-network providers. For out-of-network providers, this plan does not usually provide coverage.
Silver plans are a step up from bronze plans. These carry a coinsurance percentage plus the deductible. Like the bronze plan, they do not usually provide coverage for providers out of the plan’s network.
Gold plans are one step down from platinum plans and cost more than the other two previous plans. Like the silver plan, these carry a coinsurance percentage plus the deductible. Yet, the coinsurance percentage is lower. And like the others, providers out of network are not part of the coverage.
Platinum plans are the highest form of BCBS’s insurance plans. In-network services will have either a copay per day (with a maximum amount) or a coinsurance percentage. Out-of-network is sometimes covered; however, it comes with a higher coinsurance percentage in addition to the deductible.
According to their site, there is specific mention of drug and alcohol treatment. In an article titled “Blue Cross Blue Shield of Massachusetts Joins Nationwide Commitment to Improve Access To and Quality of Substance Abuse Treatment,” there are eight principles of care. These include:
Call now to be connected with one of our friendly, helpful admissions specialists.
As referenced in the 8 Principles of Care, these are their Shatterproof Substance Use Disorder Treatment Task Force guidelines.
Blue Cross Blue Shield addresses this in its Principles of Care. Number four states:
Disease management, rather than 28 days. While inpatient treatment may be appropriate for some based on disease severity, this isn’t the best option for all. And it’s not enough for sustained success. Long-term outpatient care — similar to the management of other chronic diseases — is key to recovery.
Hopefully, this article gave you insight on your Blue Cross Blue Shield insurance and whether it covers drug rehab and drug and alcohol detox. As you can see, there are parameters in place that allow for coverage. But one of the easiest ways to find out more is to talk to one of our admissions specialists.
Have your insurance information available when you call. We work directly with Blue Cross Blue Shield on your behalf. We find all the benefits you need based on your individual policy. And this usually takes less than an hour.
We understand that while you are working on your admission, having to deal with insurance can add to your stress. Trying to figure out what insurance covers and doesn’t cover can be overwhelming and frustrating. That is why we take the pressure off you and work with the insurance company for you. This usually takes less than an hour. Call Transformations Treatment Center at 800-270-4315 to get started. We’re a phone call away and help you with the admissions process so you can focus on your recovery.